If you are going through a divorce and you’re working to free yourself from your spouse in a financial sense, you most likely already realize that this is quite a chore.  There are many accounts that need to be closed, combined or otherwise handled so that you and your spouse can move on without any risk of future hassle.  Unfortunately, this process can involve several pitfalls if you’re not careful, and one of them involves the potential for a very unpleasant surprise well after your divorce is complete.

Specifically, more and more reports have been surfacing around the United States of people who are suddenly the target of collection tactics by creditors, most often credit card companies.  These creditors have been calling these consumers because they placed their name on the original credit card account that was opened while they were married.  Now that the account has fallen into delinquency, the creditor is pursuing anyone who is legally attached to the debt.

These phone calls and letters are shocking for many people, as they have specifically stated that their divorce decree obligated their former spouse to pay that debt or at least to manage it.  Most people consider a divorce decree a legally binding document, and it is.  However, it does not automatically change the terms of these types of agreements, and if a former spouse is not handling his or her end of the bargain, you could wind up liable for this debt.

Carlsbad Divorce Mediation Lawyers

Therefore, if you are going through a divorce or facing the possibility of one, you need to take clear steps to protect yourself from these unwanted surprises.  While these situations could allow you to take your spouse to court for the harm that’s been done, doing so will not repair your credit score.  Instead, you need to make sure that your documentation is handled meticulously such that the chance that something negative arises in the future is minimized.

If you are concerned about this or any other aspect of the end of your marriage, you need to seek the help of Carlsbad divorce mediation lawyers who have helped many people move on from this process successfully.  Contact Zonder Family Law today to schedule an initial consultation.